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Your Social Security Retirement Options: Early, Full, and Late Retirement. You may opt to receive benefits early (at age 62), at full retirement age, or after. Yes. Full retirement age (FRA) — the age at which are eligible to claim percent of the benefit Social Security calculates from your lifetime earnings. Social Security retirement benefits can begin as early as age 62, as late as age Are there advantages or disadvantages of taking retirement benefits early?

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While you can start as early as age 62, waiting a few years or until you reach your full retirement age can substantially increase the amount you receive over. The full retirement age is 65 for persons born before The age gradually rises until it reaches 67 for persons born in or later. Social Security. In the past, people generally got both Social Security retirement benefits and. Medicare coverage starting at age The eligibility age to get Medicare.

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If you start taking Social Security at age 62, rather than waiting until your full retirement age, you can expect up to a 30% reduction in monthly benefits. You can start receiving your Social Security retirement benefits as early as age However, you are entitled to full benefits when you reach your full. Your age at the time you start receiving benefits also affects your benefit amount. Although you can retire early at age 62, the longer you wait to access your.